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	<description>Integrity. Honesty. Service.</description>
	<lastBuildDate>Mon, 21 Nov 2011 15:09:34 +0000</lastBuildDate>
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		<title>IHS Mortgage</title>
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		<title>Home Buying: 850 Is Not the Perfect Credit Score</title>
		<link>http://ihsmortgage.wordpress.com/2011/11/21/home-buying-the-perfect-credit-score/</link>
		<comments>http://ihsmortgage.wordpress.com/2011/11/21/home-buying-the-perfect-credit-score/#comments</comments>
		<pubDate>Mon, 21 Nov 2011 15:05:28 +0000</pubDate>
		<dc:creator>IHS Mortgage</dc:creator>
				<category><![CDATA[First-time Home Buyer]]></category>
		<category><![CDATA[Industry News]]></category>
		<category><![CDATA[Learning Center]]></category>

		<guid isPermaLink="false">http://ihsmortgage.wordpress.com/?p=516</guid>
		<description><![CDATA[One of the biggest concerns for people considering home buying in these uncertain times is the infamous credit score. Is it good enough? Do I need to clean it up? Will I qualify? Check out this list of MSN Money&#8217;s credit score FAQ&#8217;s &#8211; we at IHS Mortgage thought number eight was particularly poignant. There [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ihsmortgage.wordpress.com&amp;blog=23670926&amp;post=516&amp;subd=ihsmortgage&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Reminder &#124; Only One First-time Homebuyer Class in December</title>
		<link>http://ihsmortgage.wordpress.com/2011/11/16/austin-first-time-homebuyer-class/</link>
		<comments>http://ihsmortgage.wordpress.com/2011/11/16/austin-first-time-homebuyer-class/#comments</comments>
		<pubDate>Wed, 16 Nov 2011 14:00:41 +0000</pubDate>
		<dc:creator>IHS Mortgage</dc:creator>
				<category><![CDATA[First-time Home Buyer]]></category>

		<guid isPermaLink="false">http://ihsmortgage.wordpress.com/?p=341</guid>
		<description><![CDATA[This December, the Austin Finance Housing Corporation is only offering one first-time homebuyers class on December 6th and 8th from 1-5 pm. Housing Smarts is a Homebuyer Education Program that offers homevownership training from pre-purchase and post-purchase classroom instruction to one-on-one counseling for individuals who need information about homevownership. Haven&#8217;t heard of this program? The [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ihsmortgage.wordpress.com&amp;blog=23670926&amp;post=341&amp;subd=ihsmortgage&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Real Estate Perspective: You Could be Living in Cuba!</title>
		<link>http://ihsmortgage.wordpress.com/2011/11/11/real-estate-perspective-you-could-be-living-in-cuba/</link>
		<comments>http://ihsmortgage.wordpress.com/2011/11/11/real-estate-perspective-you-could-be-living-in-cuba/#comments</comments>
		<pubDate>Fri, 11 Nov 2011 16:08:52 +0000</pubDate>
		<dc:creator>IHS Mortgage</dc:creator>
				<category><![CDATA[Industry News]]></category>

		<guid isPermaLink="false">http://ihsmortgage.wordpress.com/?p=513</guid>
		<description><![CDATA[Here&#8217;s a nice piece of perspective for you: when you start hemming and hawing about the real estate and mortgage industries in the United States, think about Cuba. Housing In Cuba According to an article published today by Reuters, Cubans are lining up to do housing deals yesterday. Yesterday was the first day Cubans could [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ihsmortgage.wordpress.com&amp;blog=23670926&amp;post=513&amp;subd=ihsmortgage&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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			<media:title type="html">Real Estate Cuba</media:title>
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		<title>Morgan Stanley says Home Ownership is Decreasing. Meredith Corp Disagrees.</title>
		<link>http://ihsmortgage.wordpress.com/2011/11/08/future-home-ownership/</link>
		<comments>http://ihsmortgage.wordpress.com/2011/11/08/future-home-ownership/#comments</comments>
		<pubDate>Tue, 08 Nov 2011 12:30:28 +0000</pubDate>
		<dc:creator>IHS Mortgage</dc:creator>
				<category><![CDATA[Industry News]]></category>

		<guid isPermaLink="false">http://ihsmortgage.wordpress.com/?p=495</guid>
		<description><![CDATA[In a report released a few weeks ago, Morgan Stanley says, “America is moving away from a home ownership society and towards a rentership society.” The company goes on to predict this shift as a permanent one. In an interview aired on CNBC with, Oliver Chang of Morgan Stanley’s Housing and Securitized Products Strategy division [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ihsmortgage.wordpress.com&amp;blog=23670926&amp;post=495&amp;subd=ihsmortgage&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Mortgage Rates &#124; 11.4.11</title>
		<link>http://ihsmortgage.wordpress.com/2011/11/04/mortgage-rates-11-4-11/</link>
		<comments>http://ihsmortgage.wordpress.com/2011/11/04/mortgage-rates-11-4-11/#comments</comments>
		<pubDate>Fri, 04 Nov 2011 22:00:54 +0000</pubDate>
		<dc:creator>IHS Mortgage</dc:creator>
				<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http://ihsmortgage.wordpress.com/?p=492</guid>
		<description><![CDATA[As of Friday, November 4th, mortgage rates are as follows: 30-year Fixed &#124; 4.125% 15-year Fixed &#124; 3.375% FHA &#124; 4% USDA &#124; 3.5% No big change here. Mortgage rates are remaining low. Learn how to secure the lowest mortgage rate. Call 512.7951800 now for more information.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ihsmortgage.wordpress.com&amp;blog=23670926&amp;post=492&amp;subd=ihsmortgage&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Applying for a Home Loan &#124; What Do You Need?</title>
		<link>http://ihsmortgage.wordpress.com/2011/10/29/applying-for-a-home-loan-what-do-you-need/</link>
		<comments>http://ihsmortgage.wordpress.com/2011/10/29/applying-for-a-home-loan-what-do-you-need/#comments</comments>
		<pubDate>Sat, 29 Oct 2011 13:00:27 +0000</pubDate>
		<dc:creator>IHS Mortgage</dc:creator>
				<category><![CDATA[First-time Home Buyer]]></category>
		<category><![CDATA[Learning Center]]></category>

		<guid isPermaLink="false">http://ihsmortgage.wordpress.com/?p=480</guid>
		<description><![CDATA[The home loan application process is intimidating for many. At IHS Mortgage, we strive to keep the process as smooth and simple as possible. One way we do this is by providing a list of documents we need from borrowers before they even enter the application process.  Having this items ready during the application process [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ihsmortgage.wordpress.com&amp;blog=23670926&amp;post=480&amp;subd=ihsmortgage&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Mortgage Rates &#124; 10.28.11</title>
		<link>http://ihsmortgage.wordpress.com/2011/10/28/mortgage-rates-10-28-11/</link>
		<comments>http://ihsmortgage.wordpress.com/2011/10/28/mortgage-rates-10-28-11/#comments</comments>
		<pubDate>Fri, 28 Oct 2011 22:30:23 +0000</pubDate>
		<dc:creator>IHS Mortgage</dc:creator>
				<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http://ihsmortgage.wordpress.com/?p=488</guid>
		<description><![CDATA[As of Friday, October 28th, mortgage rates are as follows: 30-year Fixed &#124; 4.125% 15-year Fixed &#124; 3.375% FHA &#124; 4% USDA &#124; 3.5% Learn more about your mortgage options and how to secure the lowest mortgage rate. Call 512.7951800 now for more information.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ihsmortgage.wordpress.com&amp;blog=23670926&amp;post=488&amp;subd=ihsmortgage&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>HUD &#124; $114 MILLION FOR COMMUNITY DEVELOPMENT IN 33 TEXAS CITIES</title>
		<link>http://ihsmortgage.wordpress.com/2011/10/27/hud-community-development-texas-cities/</link>
		<comments>http://ihsmortgage.wordpress.com/2011/10/27/hud-community-development-texas-cities/#comments</comments>
		<pubDate>Thu, 27 Oct 2011 11:30:20 +0000</pubDate>
		<dc:creator>IHS Mortgage</dc:creator>
				<category><![CDATA[Industry News]]></category>

		<guid isPermaLink="false">http://ihsmortgage.wordpress.com/?p=477</guid>
		<description><![CDATA[HUD ANNOUNCES $114 MILLION FOR COMMUNITY DEVELOPMENT AND AFFORDABLE HOUSING IN 33 TEXAS CITIES/COUNTIES FOR REMAINDER OF FY2011 FORT WORTH &#8211; U.S. Housing and Urban Development Secretary Shaun Donovan today announced that 33 cities and counties in Texas will receive $114,161,661 to support community development and produce more affordable housing in cities across the state. [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ihsmortgage.wordpress.com&amp;blog=23670926&amp;post=477&amp;subd=ihsmortgage&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Spread the Hope &#8211; One Refiance Myth Debunked!</title>
		<link>http://ihsmortgage.wordpress.com/2011/10/25/spread-the-hope-one-refiance-myth-debunked/</link>
		<comments>http://ihsmortgage.wordpress.com/2011/10/25/spread-the-hope-one-refiance-myth-debunked/#comments</comments>
		<pubDate>Tue, 25 Oct 2011 11:30:08 +0000</pubDate>
		<dc:creator>IHS Mortgage</dc:creator>
				<category><![CDATA[Industry News]]></category>

		<guid isPermaLink="false">http://ihsmortgage.wordpress.com/?p=352</guid>
		<description><![CDATA[In a recent press release distributed by NeighborWorks, Marietta Rodriguez, National Director of Homeownership and Lending at NeighborWorks America, makes three points about today&#8217;s mortgage market that suggest refinancing a home may not be an option for many homeowners. In one of her points, Rodriguez states, &#8220;It is more difficult to qualify for a mortgage [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ihsmortgage.wordpress.com&amp;blog=23670926&amp;post=352&amp;subd=ihsmortgage&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://ihsmortgage.wordpress.com/2011/10/25/spread-the-hope-one-refiance-myth-debunked/feed/</wfw:commentRss>
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		<title>Mortgage Rates &#124; 10.21.11</title>
		<link>http://ihsmortgage.wordpress.com/2011/10/21/mortgage-rates-10-21-11/</link>
		<comments>http://ihsmortgage.wordpress.com/2011/10/21/mortgage-rates-10-21-11/#comments</comments>
		<pubDate>Fri, 21 Oct 2011 13:00:27 +0000</pubDate>
		<dc:creator>IHS Mortgage</dc:creator>
				<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http://ihsmortgage.wordpress.com/?p=468</guid>
		<description><![CDATA[As of Friday, October 21st, mortgage rates are as follows: 30-year Fixed &#124; 4.25% 15-year Fixed &#124; 3.5% FHA &#124; 3.75% USDA &#124; 3.375% Have you been watching mortgage rates go up and down? Request a free home loan consultation to learn more about your mortgage options &#8211; and how to secure the lowest mortgage rate.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ihsmortgage.wordpress.com&amp;blog=23670926&amp;post=468&amp;subd=ihsmortgage&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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